Important Disclaimer

General Information Disclaimer

The information provided on this website is for general informational purposes only and should not be considered as personalized financial advice. Every individual's financial situation is unique, and what works for one person may not be suitable for another.

This disclaimer outlines the terms and conditions governing your use of our website and services. By accessing this website, you acknowledge and agree to these terms.

Information Accuracy and Currency

While we strive to ensure all information provided is accurate and up-to-date, we cannot guarantee the completeness or accuracy of all content. Financial markets and regulations change frequently, and information may become outdated without notice.

We make no representations or warranties regarding the accuracy, completeness, or reliability of any information provided on this website.

Information on this website may be updated or changed without prior notice. Users are responsible for verifying current information before making any financial decisions.

No Professional Advice Disclaimer

The content on this website does not constitute professional advice of any kind. Our services are limited to general financial planning discussions and analytical reviews.

• We do not provide specific financial advice or recommendations regarding particular financial products or transactions.
• No content on this website should be construed as legal advice. Consult a qualified legal professional for legal matters.
• Tax implications vary by individual circumstances. We do not provide tax advice - consult a qualified tax professional.
• We do not provide specific investment recommendations or manage client assets directly.

Always seek advice from qualified professionals regarding your specific circumstances before making any significant financial decisions.

Limitation of Liability

To the fullest extent permitted by Australian law, we disclaim all liability for any loss or damage arising from your use of this website or our services.

We shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of our website or services.

• Loss of profits or revenue
• Business interruption or loss of data
• Personal injury or property damage
• Financial losses from decisions based on website content
• Technical issues or website downtime

External Links and Third-Party Content

Our website may contain links to external websites operated by third parties. We have no control over the content, privacy policies, or practices of these external sites.

The inclusion of external links does not imply endorsement, recommendation, or approval of the linked websites or their content.

We are not responsible for the accuracy, legality, or content of external websites. Use external links at your own discretion and risk.

Use at Your Own Risk

Your use of this website and any information contained herein is entirely at your own risk. We provide no guarantees regarding the outcomes of any financial planning discussions or consultations.

You are solely responsible for evaluating the accuracy, completeness, and usefulness of all information provided and for any decisions made based on such information.

Individual results may vary based on personal circumstances, market conditions, and implementation of financial planning strategies.

User Indemnification

By using this website, you agree to indemnify and hold harmless mornavexquilo, its employees, and affiliates from any claims, damages, or expenses arising from your use of our website or services, including any violations of these terms.

Intellectual Property Rights

All content on this website, including text, graphics, logos, images, and software, is the property of mornavexquilo or its content suppliers and is protected by Australian and international copyright laws.

Unauthorized reproduction, distribution, or modification of website content is strictly prohibited without express written permission.

No Warranties Disclaimer

This website and all information contained herein are provided on an "as is" and "as available" basis without warranties of any kind, either express or implied.

• We disclaim all warranties regarding website availability, functionality, or error-free operation
• No warranty that information is complete, accurate, or current
• No warranty regarding the suitability of information for your particular needs
• No warranty that use of the website will be uninterrupted or secure

Governing Law and Jurisdiction

These terms and conditions are governed by and construed in accordance with the laws of Australia, specifically the state where our principal office is located.

Severability Clause

If any provision of this disclaimer is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

Changes to This Disclaimer

We reserve the right to modify this disclaimer at any time without prior notice. Changes will be effective immediately upon posting to this website.

Your continued use of this website after any changes constitutes acceptance of the modified disclaimer terms.

Contact Information for Disclaimer Queries

If you have questions about this disclaimer or need clarification on any terms, please contact us using the information below.